1. Spread your investment.
The best of MF is. When you buy a share. This share invest in hundred. (maybe less or more) Stocks or bonds.
In easy word, It’s more stable investment.

2. Professional manage
Most of us, I believe… not professional, have resource, or have enough time. To research and buy tons stocks (or bond). So, It’s might be a good idea just to buy a good MF and let them run.

3. Variety
Another good point of MF is. They are variety type for you. Stock funds, Bond funds, Energy funds, Target-date funds, money market funds and balance funds. You can choose which is the best you think will earn best profits and perhaps in area which you specialize with.

Its work very simply. Investor share money to hire a manager which run portfolio.
For instance, When you buy a MF. You will get share of MF.
Which you can make money by hold for dividend, or buy-low sell-high.

The golden key for MF is you invest in small amount.
But you can hold tons of stock which run by profressional manager.

FIDELITY ADVISOR EQUITY GROWTH(EQPGX)

Return: 17.2%

Estimate: $3 billion

Manager: Jason Weiner, since November 2006

Holder: Apple(AAPL), 6.6%, Cisco(CSCO), 4.7%, and Qualcomm(QCOM), 3.8%

Top stock: Verisign (VRSN) offer Web-naming services, serving as the exclusive registrar for .com, .net, .name and other domain names. It makes up about 0.9% from the portfolio, and it has leaped 44% that season